I would like to thank everyone at M&T Merchant Services for all their help in setting up my web page business. Whoever I speak to is always very professional, very friendly and also can answer all my questions. When orders are taken on my site, I know that very shortly the money will be in my bank account. I would tell anybody who is starting a business or has a business to use you. Thank you again for your GREAT service!
Joann Marshall
Lynn's Unique Gifts

Why M&T Merchant Services?

Stop selling on price alone and start selling convenience and service. Businesses accepting noncash purchase payments have seen increased revenue by more than 32% in a year. With M & T you can accept nearly any card your customer carries today.

The return on investment couldn’t be clearer
Noncash payments are a valuable purchase option for both traditional and non-traditional businesses.

Accepting credit cards encourages consumer purchasing and stimulates customer impulse buying, typically increasing the average amount spent by consumers.

In association with MasterCard and Visa, M & T Merchant Services is licensed and certified on behalf of our member banks. We can accept your application quickly and ship your hardware the same day in most cases. 97.5% of businesses are approved.

Call 877-626-8320 now and talk to us about your business needs and we will design a business solution just for you!

I just wanted to thank you for helping to get our business up and running to take credit cards prior to our new restaurant opening, and for your continued support in the beginning weeks. Mark, your team has been a pleasure to work with. As you can probably imagine, we had to work with a lot of other vendors & government officials to get our enterprise started, and many were difficult and time-consuming to get what we needed from them. Your organization was the quickest, most responsive and attentive to our needs at that crucial time, and we wanted to let you know how much we appreciate it.
Michael Thornton
Cactus Grill Lee's Summit, LLC
Industry Standard
M&T Merchant Services
Merchant Account Application Fee$95-$250 Non-RefundableFREE
Setup Fee$49-$150FREE
Internet Credit Card Processing Software with Web Terminal$195-$495FREE
Checks by Web, Phone, and Fax$300FREE
Average Approval Time1-2 weeks24-72 Hour Approval
Technical Support Hours8am-8pm Monday-Friday24 hours a day
Internet / Mail / Phone Order Discount Rate2.95%2.30%
Internet / Mail / Phone Order Transaction Fee35-50 cents per transactions25 cents per transaction
Retail Discount Rate (face-to-face sales)1.95%As Low as 1.39%
Retail Transaction Fee (face-to-face sales)30-45 cents per transaction25 cents per transaction
Statement/Customer Service Fee$12-20 per month$10.00 per month
Internet Processing Software Gateway Fee$35-$45 per month$15.00 per month
I contacted many merchant account companies before selecting M&T Merchants. I must say, Mark Salzman made what was becoming a very confusing issue, very clear and easy to understand. Your entire staff has been terrific. The technical support I have received from your Web Development department has been the best I have ever experienced. If anyone is looking for professional and helpful merchant services, be assured I will let them know who to go to!
Jay Catrone